Most regulated exchanges require KYC (Know Your Customer) identity verification to buy XRP. However, decentralized exchanges (DEXs) like the XRPL DEX allow trading without ID. You can also use peer-to-peer platforms or Bitcoin ATMs that have higher limits without full KYC. Note: buying without KYC often means higher fees and less consumer protection. In the US, exchanges are legally required to verify identity for transactions over certain thresholds. Consider the trade-offs between privacy and security.
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