How to Buy XRP on Binance

World's largest crypto exchange • Lowest fees

🔶 Binance
⚠️ US Residents: Binance.com is not available in the US. American users should use Binance.US (limited states) or alternatives like Coinbase or Kraken.

Why Use Binance for XRP?

Binance is the world's largest cryptocurrency exchange by trading volume. For XRP traders outside the US, it offers:

Step-by-Step Guide

1
Create Your Binance Account

Visit binance.com and click "Register". Enter your email or phone number and create a strong password.

Complete identity verification (KYC) to unlock full features. This typically requires:

Verification usually takes 10-30 minutes.

2
Deposit Funds

Navigate to "Wallet" → "Fiat and Spot" → "Deposit". You have several options:

💡 Pro Tip: Buy USDT first, then trade to XRP for the best rates and lowest fees.
3
Find XRP Trading Pair

Go to "Trade" → "Spot". In the search bar, type "XRP" to find available pairs:

Select XRP/USDT for the best liquidity.

4
Place Your Order

On the trading page, you'll see the order form. Choose your order type:

Enter the amount of USDT you want to spend or the amount of XRP you want to buy. Click "Buy XRP".

5
Withdraw to Personal Wallet

For long-term holding, move your XRP to a personal wallet:

  1. Go to "Wallet" → "Fiat and Spot"
  2. Find XRP and click "Withdraw"
  3. Select "XRP" network (not BEP20!)
  4. Enter your wallet address and destination tag
  5. Confirm withdrawal via email/2FA
⚠️ Important: Always include the destination tag when withdrawing to exchanges or custodial wallets. Missing tags = lost XRP.

Binance XRP Fees

Fee Type Amount Notes
Trading Fee 0.1% 0.075% with BNB discount
Deposit (Bank) Free - 1% Varies by country
Deposit (Card) 1.8% Visa/Mastercard
XRP Withdrawal 0.25 XRP ~$0.75 at $3 price

Binance XRP Staking & Earn

Binance offers ways to earn yield on your XRP:

Note: APY rates change frequently based on market conditions.

Start Trading XRP on Binance

World's largest exchange • 0.1% fees • Instant XRP withdrawals

Create Binance Account →

Not available in US. See US alternatives.

Frequently Asked Questions

Can US residents use Binance?

No, Binance.com is not available in the US due to regulations. US residents can use Binance.US (available in most states) or alternatives like Coinbase, Kraken, or Uphold.

Is Binance safe?

Binance is one of the most established exchanges with strong security. They use cold storage, 2FA, and have a SAFU (Secure Asset Fund) to protect users. However, for long-term holding, always use a personal wallet.

What's the minimum XRP purchase?

The minimum trade on Binance is typically $10-15 worth. You can buy fractional amounts of XRP.