Create Your Account
Go to kraken.com and sign up with your email. Create a strong password and enable 2FA for security.
Verify Your Identity
Complete KYC verification with government ID and proof of address. This typically takes 1-2 days for US customers.
Deposit Funds
Add funds via bank transfer (ACH - free, 3-5 days), wire transfer (faster, $5+ fee), or deposit crypto from another wallet.
Navigate to XRP Trading
Go to Trade > New Order. Search for XRP/USD pair. You can use Simple mode for basic buys or Pro mode for limit orders.
Buy XRP
Enter the amount of XRP or USD you want to trade. Review the fee (0.16-0.26%) and confirm your order. XRP appears instantly.
Secure Your XRP (Optional)
For long-term holding, withdraw to a personal wallet like Xaman or Ledger. Kraken charges a small network fee for withdrawals.
Frequently Asked Questions
Can you buy XRP on Kraken?
Yes, XRP is available on Kraken for US customers in most states. Kraken is one of the oldest and most trusted exchanges, operating since 2011 with some of the lowest trading fees in the industry.
What are Kraken fees for buying XRP?
Kraken has some of the lowest fees: 0.16% maker / 0.26% taker for most users. Fees decrease with higher volume. This is significantly cheaper than Coinbase's 0.5-1.5% fees—you save $8+ on every $1,000 traded.
How do I deposit money on Kraken?
Kraken accepts bank transfers (ACH - free, 3-5 days), wire transfers (faster, $5+ fee), and crypto deposits. Unlike Coinbase, Kraken doesn't support debit cards or PayPal.
Is Kraken safe for buying XRP?
Kraken is one of the most secure exchanges, operating since 2011 with no major hacks. They store 95% of funds in cold storage, offer 2FA, and are regulated in multiple jurisdictions including the US.
Kraken vs Coinbase for XRP?
Kraken has lower fees (0.16% vs 0.5-1.5%) and better security history. Coinbase is easier for beginners and supports PayPal/debit cards. Choose Kraken for savings, Coinbase for convenience.