Step-by-Step Guide for US Buyers
Uphold is one of the easiest ways to buy XRP in the United States. Known for its simple interface and instant purchases, it's ideal for beginners who want to get started quickly.
Visit uphold.com and click "Sign Up". Enter your email and create a password. You'll receive a verification email.
Complete KYC verification by providing your name, address, date of birth, and a government ID. US users also need their SSN. This typically takes minutes but can take up to 24 hours.
Link your debit card for instant purchases, or connect your bank account for lower fees. You can also deposit crypto from another wallet.
Use the search bar or browse to find XRP. Click on it to open the trading interface.
Enter the USD amount you want to spend or the XRP amount you want to buy. Review the transaction details including fees, then confirm your purchase.
Your XRP is now in your Uphold wallet. You can keep it there, trade it for other assets, or withdraw to an external wallet like Xaman.
Uphold doesn't charge explicit trading fees. Instead, they make money on the spread between buy and sell prices. For XRP, this is typically 0.8-1.2%.
Bank transfers (ACH) are free. Debit card deposits may have a 3.99% fee. Crypto deposits are free.
Withdrawing XRP to an external wallet costs approximately $0.10 in network fees. Bank withdrawals are free.