Buy XRP with PayPal

Quick Answer

You can buy XRP with PayPal through Coinbase - the easiest option for US buyers. Link your PayPal account as a payment method, then purchase XRP directly. Fees are around 2-3% total.

Exchanges That Accept PayPal

Coinbase Recommended

The most popular US exchange with full PayPal support for buying crypto.

PayPal Fee: ~1.49% + spread
XRP Available: Yes
Regions: US, UK, EU
Withdrawal to PayPal: Yes (sell crypto to PayPal)

Crypto.com

Global exchange with PayPal support in select regions.

PayPal Fee: Varies by region
XRP Available: Yes
Regions: US (limited), EU, UK
Note: Check app for PayPal availability in your area

eToro

Social trading platform with PayPal deposits.

PayPal Fee: Free deposit, spread on trades
XRP Available: Varies by region (check local regulations)
Regions: US, UK, EU, Australia
Note: You may not be able to withdraw actual XRP tokens

How to Buy XRP with PayPal (Coinbase)

Create a Coinbase Account

Sign up at coinbase.com and complete identity verification (takes 5-10 minutes). You'll need a valid ID and proof of address.

Link Your PayPal Account

Go to Settings > Payment Methods > Add PayPal. Sign into your PayPal account to authorize the connection.

Navigate to XRP

Search for "XRP" in Coinbase. Click on the XRP page to view the current price and trading options.

Click "Buy", enter your amount, select PayPal as the payment method, and confirm. XRP will be credited to your Coinbase wallet instantly.

Withdraw to Personal Wallet (Optional)

For long-term holding, consider moving XRP to a personal wallet like Xaman (formerly XUMM) or a hardware wallet like Ledger.

Frequently Asked Questions

Can you buy XRP with PayPal?

Yes, you can buy XRP with PayPal through exchanges like Coinbase and Crypto.com that accept PayPal as a payment method. Note that PayPal's built-in crypto feature does not currently support XRP directly.

What exchanges accept PayPal for buying XRP?

Coinbase is the main US exchange that accepts PayPal for crypto purchases including XRP. Crypto.com also supports PayPal in select regions. eToro accepts PayPal but XRP availability varies by location.

What are the fees for buying XRP with PayPal?

Fees vary by exchange. Coinbase charges approximately 1.49% for PayPal purchases plus spread. Total fees typically range from 2-4% depending on the exchange and purchase amount.

Is it safe to buy XRP with PayPal?

Yes, buying through regulated exchanges like Coinbase is safe. PayPal adds an extra layer of buyer protection. However, once XRP is purchased, you are responsible for its security.

Can I sell XRP back to PayPal?

Yes, Coinbase allows you to sell crypto and withdraw funds directly to your linked PayPal account. This makes it easy to cash out when needed.