Buy XRP in the US

Compare the best exchanges to buy XRP with low fees. Fast verification, multiple payment methods, beginner-friendly.

XRP Price
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Best Exchanges to Buy XRP

XRPL DEX (xrpl.to)
Decentralized
🔥 Earn 50% referral fees
Fees: ~0% 20,000+ tokens
Best for: No KYC, direct on-ledger swaps, lowest fees
Payment: Swap any XRPL token directly
Trade on XRPL DEX → Learn about the XRPL DEX
Coinbase
Most Trusted
🎁 Get $10 in BTC on signup
Fees: 0.5-1.5% Min: $2
Best for: US users, reputation, insurance
Payment: Bank, debit card, PayPal
Buy XRP on Coinbase → Read full guide
Kraken
Lowest Fees
Fees: 0.16-0.26% Min: $10
Best for: Active traders, serious investors
Payment: Bank wire, ACH, crypto
Buy XRP on Kraken → Read full guide
Uphold
Easiest
Fees: 0.8-1.2% Min: $1
Best for: Beginners, instant purchases
Payment: Debit card, bank, crypto
Buy XRP on Uphold → Read full guide
Robinhood
$0 Fees
Fees: $0 + spread Min: $1
Best for: Zero-fee trading, simplicity
Payment: Bank transfer, debit card
Buy XRP on Robinhood → Read full guide
Crypto.com
Full Ecosystem
🎁 Get $25 on signup
Fees: 0.4% Min: $1
Best for: Earn rewards, Visa card
Payment: Card, bank, crypto, PayPal
Buy XRP on Crypto.com → Read full guide
Bitstamp
Established 2011
Fees: 0.3-0.5% Min: $20
Best for: Large purchases, reliability
Payment: Bank wire, card, ACH
Buy XRP on Bitstamp → Read full guide
KuCoin
Lowest Fees
Fees: 0.1% Min: $5
Best for: Low fees, trading bots, futures
Payment: Crypto, card (via Simplex)
Buy XRP on KuCoin → Read full guide

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How to Buy XRP

1

Choose an Exchange

We recommend Coinbase for beginners or Kraken for lowest fees.

2

Create & Verify Account

Sign up with email, complete KYC with ID. Most exchanges verify in minutes.

3

Deposit Funds

Add money via bank transfer (lowest fees) or debit card (instant).

4

Buy XRP

Search for XRP, enter amount, confirm. Your XRP appears instantly.

Bank Transfer
Debit Card
PayPal
Wire
ACH

Frequently Asked Questions

Where can I buy XRP in the US?
You can buy XRP on Coinbase, Kraken, Uphold, Bitstamp, Crypto.com, and Gemini.
What's the best exchange for XRP?
Coinbase is best for beginners (trusted, insured). Kraken has the lowest fees for active traders.
Can I buy XRP with PayPal?
Yes, Coinbase and Crypto.com support PayPal deposits. See our PayPal guide.
Is XRP legal in the US?
Yes, XRP is legal. The 2023 court ruling clarified that XRP sales on exchanges are not securities.
What's the minimum to buy?
As low as $1-2 on most exchanges. You don't need to buy a whole token.
Not financial advice. Crypto is volatile. Do your own research. We may earn commissions from referrals.